A simpler loan starts with a simpler application.

Our application is quick and easy—removing many of the obstacles that complicate student loan borrowing. It takes less than 10 minutes and you’ll have a decision back in about 60 seconds. To apply, you’ll need your Social Security Number, a government-issued ID, your employment history, reference information, income verification, and address verification.

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Undergraduate Fixed Interest Rates

You can receive an additional 0.25% rate reduction if your payments are deducted automatically each month from your bank account.
Repayment Term	Fixed Interest Rate
10-year, principal and interest payments	5.50 - 5.75%
15-year, principal and interest payments	6.00 - 6.25%
10-year, interest-only payments	6.15 - 6.40%
15-year, interest-only payments	6.50 - 6.75%

Undergraduate Application

Undergraduate Fixed Interest Rates

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